Cash Flow Analysis  
Managing debt and maintaining your lifestyle over the long term is challenging. Without a reasonable budgeting plan, it is difficult to effectively manage spending. This Cash Flow Analysis form can help you compare your income to your expenses to determine your net cash flow.
     

Income:
(In the spaces below, write down all your sources of income.
Convert annual and quarterly figures to monthly numbers.)

Salary

$

Alimony, child support

$

Dividends from investments

$

Interest on savings accounts, CDs, etc.

$

Social Security benefits

$

Retirement plan/pension income

$

Other income

$


Expenses:
(Write down the anticipated amounts of your expenditures.
Convert annual and quarterly figures to monthly figures.)

Mortgage payment or rent

$

Groceries

$

Utilities

$

Entertainment, recreation, and dining

$

Insurance

$

Medical (not covered by insurance)

$

Education

$

Vacation

$

Gifts

$

Loan payments (auto, student, etc.)

$

Auto (gas, maintenance, etc.)

$

Credit card payment

$

Clothing

$

Dues and subscriptions

$

Home improvement

$

Charitable contributions

$

Federal taxes

$

State taxes

$

FICA (Social Security)

$

Other taxes

$

Other expenses

$
 
   
   
KLG Financial Solutions
1 Oak Ridge Road • West Lebanon, NH • 03784
Phone: (603) 643-7200 • Fax: (603) 643-7210

Mailing Address
Wheeler Professional Park
1 Oak Ridge Road
Bldg 3, Box 6A
West Lebanon, NH 03784
• karen@klgfinancialsolutions.com

Karen Geiling is a registered representative registered to transact business with clients in DC, MA, MD, ME, NH, NJ, NY, PA and VT.  Karen Geiling is advisory licensed in ME, NH, NJ, PA and VT. Karen Geiling is also an insurance agent licensed in NH and VT. If you are not a resident of the states noted above, all investment-related information on this site is for informational purposes only and does not constitute a solicitation or offer to sell securities or insurance services over the internet. Securities offered through H.D. Vest Investment ServicesSM, Member: SIPC, Advisory Services offered through H.D. Vest Advisory ServicesSM, 6333 North State Highway 161, Fourth Floor, Irving, TX 75038, 972-870-6000.

Investments & Insurance Products: Are not insured by the FDIC or any federal government agency

Are not deposits of or guaranteed by the bank or any bank affiliate

May lose Value

KLG Financial Solutions is not a registered broker/dealer or independent investment advisory firm.